Our Individual Financial Advisory service is designed to provide personalized and comprehensive guidance to help you achieve your financial goals. We understand that everyone’s financial situation is unique, and our team of expert advisors is dedicated to tailoring strategies that align with your specific needs and aspirations.
Financial Advisory Services
Individual Financial Advisory
Cash Flow Advisory
- How much ideal allocation on your expenses?
- How much you need to keep your emergency fund?
- How long financially can sustain in event lost of income?
- How much minimum saving ratio?
Financial Debt Advisory
- What is ideal % ratio for borrowing/debt?
- Do you know your Debt Ratio & Debt Service Ratio?
- How much loan interest charge & how to reduce?
- Which type of loan should prioritize to settle first?
- How to settle your loan faster?
Insurance/Takaful Advisory
- How much maximum % of your income for insurance planning?
- How much insurance coverage needed?
- What type of insurance plan ?
- What is the objective of coverage & which one to prioritize?
Retirement & Children Education Fund Advisory
- When you want to retire?
- How much you need upon retirement?
- How much you need to save now to maintain same lifestyle?
- How much you need for children education fund?
- How much you need to save to have enough for their university fee?
Investment Advisory
- How much ideal allocation on your income to Investment?
- Do you have objective of investing?
- What is your investment horizon & risk profile?
- Which investment portfolio suits you?
- How much is your asset growth?
Estate Distribution Advisory
- Who entitle your estate?
- Wasiat or Hibah?
- Who going to administrate?
- How much it cost if no Wasiat or Hibah?
Tax & Zakat Advisory
- How can you utilise tax relief to reduce your tax payable?
- Joint or Separate tax submission?
- What financial product entitle for tax exempted?
- What type of Zakat you have to pay?
- How is the zakat calculation?
Corporate Financial Advisory
Our Corporate Financial Advisory Services provide comprehensive financial guidance and strategic solutions to help businesses achieve their financial objectives and maximize their growth potential. We understand the complex financial landscape that corporations operate in and offer tailored advice to optimize their financial performance.
Asset Management Advisory
- Does all your Asset growth?
- How to measure Asset ROI?
Financial Debt Advisory
- What type of bank facilities suitable?
- How much bank interest charge?
- How to reduce bank interest charge?
Financial Risk Advisory
- Does all your Asset protected?
- Do you know risk exposure to Public?
- How much insurance coverage required?
Investment Advisory
- What is your investment horizon & risk profile?
- Which investment portfolio suits you?
- Does your Investment meet your expectation return?
Business Continuation Planning
- Does Company has agreed with beneficiaries/nomination of Director & Shareholder?
- Does Company has a strategy in event of losing key person?
Corporate Financial Talk
- Why is effective communication of financial performance crucial in corporate discussions and how does it impact decision-making and stakeholder perceptions?
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